Top 10 life insurance plans in India.


Since childhood, you have heard at home, that your parents are getting life insurance policies. Even lots of discussions held in the house pertaining to that. At times, you have seen life insurance agents turning up with a brochure regarding which policy would be congenial for your family. Honestly, it is very important especially when anyone wants to fortify the asset and clear off the debts which might be an incumbent in the absence of the earning member of your family. Therefore today will give you a hint on the top 10 life insurance plans in India.

10. PNB Met life mera term plan

This particular plan is regarded as the budget-friendly term. From 18 to 65 years anyone can apply for the term. The term policy spans from ten to forty years. The assured sum is minimum rs 10 lakh and there is no limit for the maximum sum. One advantage is that this term offers the same coverage to your spouse as well.

9. Bharati Axa life elite secure

This is an all-inclusive life insurance plan. It is designed to offer financial protection to families during times of emergency. Honestly, it is one of the long term plans that promise great security. Coming to the term policy it is from 10 to 25 years. Anyone from 18 to 75 can get the plan. And the minimum coverage is 25 lakhs and the maximum is limitless.

8. ICICI Prudential I protect smart

As the name indicates, it is the smart plan that assures multiple coverage options. In fact, you can escalate the plan and incorporate major illness and accidental death scheme to it. One more important thing is that the premium is quite pocket-friendly as well. The scheme expands from 10 to 65 years. The minimum sum assured is 2400 per anum while there is no limit for the maximum.

7. Birla Sun Life BSLI [email protected] Plan

It is time to give the best benefit to your family members with the Birla sun life insurance. No matter whether you are 18 or 65 you can easily apply for the insurance. The best is that you will get a minimum coverage of Rs 30 lakh but there is no limit for the maximum. No need to worry as the plan stretches from 5 to 40 years.

6. Future Generali Lifecare

Life does not come with a guarantee. Therefore to meet such unexpected situation, this insurance gives your dependant complete financial protection. The life insurance is for those who are from 18 to 60 years. And the plan of the policy is rural which is valid for 5 to 30 years. Coming to the sum assured it is minimum of 30 lakhs and gain the maximum is limitless.

5. Aviva I life

One more life insurance policy that has been a favorite of many families is the Aviva I life. The span of the term extends from 5 years to 40 years. For this insurance, the minimum coverage is for thirty years while the maximum is without any limit. One more thing you should know that people beyond 65 years should not go for insurance.

4. Max Life Online Term Plan Plus Basic Life Cover

Max live Online Term Plan Plus Basic Life Cover is again one of the searched insurance plan so far. It is because it offers multiple plans. Moreover, the premiums are flexible. The minimum sum assured is Rs 25 lakh while the maximum touches Rs 100 crores. Also, consider the term year which is from 10 years to 40 years.

3. LIcs Jeevan Pragati plan

Since ages LIc has been the best insurance companion for many families. This is because it offers both maturity benefit and benefits against inflation. Coming to the policy of the plan, it offers endowment ranging from 12 to 20 years. In addition, the minimum sum assured is Rs 15 lakh and the maximum is limitless.

2. HDFC life click2 protect us

This life insurance is a real life saver as it offers both death and accidental death benefits. The minimum coverage is Rs 25 lakh and the maximum is without any limit. The span of the term is from 10 years to 40 years.

1.    SBI life smart shield

This life insurance policy from SBI is intelligently crafted as it provides two essential benefits. First is the illness benefit and the second is that non-smokers will have to pay low premiums. The minimum sum assured is Rs 20 lakh while the maximum has no limit. And the minimum policy of the term is 5 years while the maximum is 30 years.

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